Mortgage Refinancing

Explore the many possible benefits of refinancing your mortgage with
TFB Mortgage Department.


Call Today 205-486-6206 >

Get to know TFB Mortgage Department

A Name You Trust

Whether you're looking to lower your interest rate, reduce your monthly payments or interest expense, switch from an adjustable to a fixed rate, consolidate bills, or obtain extra money to pay for expenses, a mortgage refinance could be the solution for you. Find out what refinancing with TFB Mortgage Department can do for you.



Escape an Adjustible Rate


If you have an adjustable rate mortgage, you may be concerned about future rising payments. When interest rates rise, you could face higher mortgage payments. By refinancing into a new fixed-rate mortgage with us, you may be able to:

  • Enjoy the security of a fixed principal and interest payment

  • Limit out-of-pocket expenses by financing your closing costs

  • Avoid paperwork hassles with streamlined refinance options


    Older couple looking at paperwork

Consolidate Monthly Bills


By refinancing your mortgage with TFB Mortgage Department, you can consolidate debt at a low fixed rate to:
  • Reduce monthly payments

  • Use your home equity to help finance a child's education or make home improvements

  • Simplify finances with one monthly payment


Utilize the Equity in Your Home


By taking advantage of a "cash-out refinance," you may be able to use your home's equity to obtain cash and limit out-of-pocket expenses by financing your closing costs. This cash can be used for a variety of expenses, such as home improvements, college tuition or a wedding.


TFB also offers a home equity line of credit and a home equity loan. You could take advantage of the equity in your home and save on taxes. Consult your tax advisor regarding the deductibility of mortgage interest.






Mortgage Calculators

Mortgage Loan Calculator Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Qualifier Can you buy your dream home? Find out just how much you can afford!
Refinance Breakeven Should you refinance your mortgage? Use this calculator to determine when you will breakeven!
Rent vs. Buy Are you better off buying your home, or should you continue to rent?


A TFB Mortgage Loan Officer can help you weigh your options, so you can make the best choice possible. Send your questions in the email form below to Suzy Dodd, Jeff Dodd or David Whiteside, or stop by in person to start the process today.

Types of Mortgages:



FHA Mortgage Loans

Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit.


VA Mortgage Loans

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military.



Re-Finance Your Home

Whether you're looking to lower your interest rate, reduce your monthly payments or interest expense, switch from an adjustable to a fixed rate, consolidate bills, or obtain extra money to pay for expenses, a mortgage refinance could be the solution for you.

Download an Application Here

TFB Mortgage Company, Inc.

A Subsidiary of Traders & Farmers Bank

1728 11th Avenue
Haleyville, AL 35565

Phone: 205-486-6206
fax: 205-486-6209

Standard Mortgage Documents Needed to Begin Mortgage Process:
  • Completed Application
  • Copy of Drivers License
  • 2 Years Most Recent Tax Returns with W2's or 1099's
  • 2 Most Recent Pay Stubs
  • 2 Most Recent Bank Statements
TFB Mortgage Co sign