With a fixed-rate mortgage, your interest rate will stay the same for the life of the loan.
Home Sweet Loan
Buy - Build or Re-Fi Today!
Whether you’re a first-time homebuyer or a seasoned veteran, buying a home can be an exciting but daunting process. We consider it an honor to work with you during your home purchase or refinance. Get the confidence you need to get the home you want with the help of a local name you trust, Traders & Farmers Bank.
Our low rates for fixed and adjustable mortgage loans offer terms and payments that suit you. We also offer home refinancing that could potentially save you money on your current monthly mortgage payments. Plus, our professional team has the experience needed to make your mortgage process smooth and efficient.
Products & Services:
- FHA Loans
- VA Loans
- USDA Rural Development Mortgages
Re-Finance Your Home
+ Click for Current Rates
Rates are for example purpose only and are subject to change without notice and are for best qualifying borrowers with credit scores of 740 or above
- As low as 30 year 4.50 APR 4.77
- As low as 20 year 4.25 APR 4.49
- As low as 15 year 3.875 APR 4.23
|Mortgage Loan Calculator||Use this calculator to determine your monthly payment and amortization schedule.|
|Mortgage Qualifier||Can you buy your dream home? Find out just how much you can afford!|
|Refinance Breakeven||Should you refinance your mortgage? Use this calculator to determine when you will breakeven!|
|Rent vs. Buy||Are you better off buying your home, or should you continue to rent?|
Our Mortgage Department can help you weigh your options, so you can make the best choice possible. Send your questions in the email form below or stop by in person to start the process today.
Types of Mortgages:
You can get a conventional loan at a fixed or adjustable rate.
Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit.
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military.
A USDA Home Loan is a Government insured loan that allows borrowers to obtain 100% NO MONEY DOWN financing.
Whether you're looking to lower your interest rate, reduce your monthly payments or interest expense, switch from an adjustable to a fixed rate, consolidate bills, or obtain extra money to pay for expenses, a mortgage refinance could be the solution for you.