Products & Services

MINIMUM TO OPEN

  • Checking – $100
  • Savings – $100
  • Time Deposit – $500
  • Super Now – $1,000
  • Money Market – $1,000

Minimum Balance to avoid service charges

  • Statement Savings – $100
  • Super Now $1000/Fee – $5
  • Money market $1000/Fee – $5

Service Charges for Overdrafts & NSFs

  • Checking Account per NSF – $29
  • Limit on Charges per day – None

Number of transactions allowed

  • Super Now – unlimited
  • Statement Savings - 6 max per statement cycle
  • Money Market
    • 6 total
    • Unlimited inside transactions
    • 50 cents per transactions after limit

Research Fees

  • Per Hour $20
  • Per copy $1

Customer Service Charges

  • Copy of Statement – $3
  • Faxed copy of statement – $5
  • Copy of check – $1
  • Faxed copy of check – $2
  • Copies (customer) – 25 cents
  • Copies (non customer) – 50 cents
  • Printout of current accounts payable – $3
  • Fax customer – $2
  • Fax non-customer – $4
  • Stop Payment – $29
  • ACH revocation Fee unless deceased – $29
  • Rapid Refund Cashing Fee Customer – NO charge
  • Rapid Refund Cashing Fee Cash Items Customer (per check) – $1.50
  • Official Checks (customer) – $4
  • Garnishment or Collection Action – $50
  • Collection Items (Oncoming or Out going) – $10
  • Canadian Items (Incoming or Outgoing) – $5
  • Telephone Transfers – $1
  • Account Closed in 90 days – $25
  • Inactive Service Charge – $3
  • Safe Deposit Box Rental Late Fee – $10

Senior Citizen Benefits

If over 55 with deposit relationship

  • Free wallet checks
  • 2 free cashier checks
  • Advantage Travel Club - Balance of $5000 in any account or combination of accounts