Products & Services

MINIMUM TO OPEN

• Checking – $100
• Savings – $100
• Time Deposit – $500
• Super Now – $1,000
• Money Market – $1,000

Minimum Balance to avoid service charges

• Statement Savings – $100
• Super Now $1000/Fee – $5
• Money market $1000/Fee – $5

Service Charges for Overdrafts & NSFs

• Checking Account per NSF – $29
• Limit on Charges per day – None

Number of transactions allowed

• Super Now – unlimited
• Statement Savings - 6 max per statement cycle
• Money Market
  • 6 total
  • Unlimited inside transactions
  • 50 cents per transactions after limit

Research Fees

• Per Hour $20
• Per copy $1

Customer Service Charges

• Copy of Statement – $3
• Faxed copy of statement – $5
• Copy of check – $1
• Faxed copy of check – $2
• Copies (customer) – 25 cents
• Copies (non customer) – 50 cents
• Printout of current accounts payable – $3
• Fax customer – $2
• Fax non-customer – $4
• Stop Payment – $29
• ACH revocation Fee unless deceased – $29
• Rapid Refund Cashing Fee Customer – NO charge
• Rapid Refund Cashing Fee Cash Items Customer (per check) – $1.50
• Official Checks (customer) – $4
• Garnishment or Collection Action – $50
• Collection Items (Oncoming or Out going) – $10
• Canadian Items (Incoming or Outgoing) – $5
• Telephone Transfers – $1
• Account Closed in 90 days – $25
• Inactive Service Charge – $3
• Safe Deposit Box Rental Late Fee – $10

Senior Citizen Benefits

If over 55 with deposit relationship

• Free wallet checks
• 2 free cashier checks
• Advantage Travel Club - Balance of $5000 in any account or combination of accounts