MINIMUM TO OPEN

• Checking  $100

• Savings  $100

• Time Deposit $500

• Super Now  $1000

• Money Market  $1000

Minimum Balance to avoid service charges

• Checking $400/Fee $3 

• Checking $200/Fee $5

• Statement Savings $100

• Super Now $1000/Fee $5

• Money market $1000/Fee $5

Service Charges for ODs and NSFs

• Checking Account per NSF  $27

• Limit on Charges per day  - None

Number of transactions allowed

• Super Now  - unlimited

• Statement Savings - 9 per quarter/$1 each after 9

• Money Market

  • 3 outside transactions

  • 3 ACH transactions

  • Unlimited inside transactions

  • 50 cents per transactions after limit

Traveler’s Checks

• Single Signature  1% of purchased amount

• Dual Signature  2% of purchased amount

Research Fees

• Per Hour $20

• Per copy $1

Student Benefits

• Checking No monthly charge

Customer Service Charges

• Copy of Statement  $3

• Faxed copy of statement $5

• Copy of check $1

• Faxed copy of check $2

• Copies (customer) 25 cents

• Copies (non customer) 50 cents

• Printout of current accounts payable $3

• Fax customer $2

• Fax non-customer $4

• Stop Payment $27

• ACH revocation Fee unless deceased $23

• Cash Checking Fee – Non customer $3

• Rapid Refund Cashing Fee Customer – NO charge

• Rapid Refund Cashing Fee Non Customer – $25

• Rapid Refund Cashing Fee Cash Items Customer (per check) – $1.50

• Rapid Refund Cashing Fee Cash Items Non Customer (per check) – $2

• Official Checks (customer) - $4

• Official Checks (non customer) $5

• Garnishment or Collection Action $50

• Collection Items (Oncoming or Out going) $10

• Canadian Items (Incoming or Outgoing) $5

• Telephone Transfers $1

• Account Closed in 90 days $25

• Inactive Service Charge $3

• Safe Deposit Box Rental Late Fee $10

Senior Citizen Benefits

If over 50 with deposit relationship

• Free wallet checks

• No monthly service charge

• Free traveler’s checks

• 2 free official checks

• Advantage Travel Club - Balance of $5000 in any account or combination of accounts